Our Privacy Policy

At Lucky Napkin, we believe that the confidentiality and protection of your personal information and ideas are amongst our fundamental responsibilities. We want you to know that you can count on us to protect the privacy and security of your information and to provide you with the responsive, professional service you deserve.

While you can visit and browse through the website without disclosing who you are or providing any other personal information about yourself, some key features of our services require us to collect information from our users. By using this site, you agree to the terms of this privacy policy.

Minors
Privacy Policy for Children Under 13 In accordance with the Children’s Online Privacy Protection Act (commonly referred to as COPPA), we do not require children under the age of 13 to provide us with any more personal information than is reasonably necessary (name, phone number and email address) to contribute to Lucky Napkin. Children under the age of 13 should not submit or post any personal information without the written consent of their parents or legal guardians. If you are a child under the age of 13 and want to submit your personal information to us, you should ask your parents to send an e-mail to customerservice@luckynapkin.com specifically allowing us to collect your personal information through this site. By doing so, you allow us to alert your parent or guardian about this site’s Privacy Policy. Parents may review or change the personal information of their children provided to us or further refuse our collection of such information by sending an e-mail to customerservice@luckynapkin.com.

Information Collection and Use
We do not disclose any nonpublic personal information about you to anyone not affiliated with Lucky Napkin, or strategic partners and advisors to Lucky Napkin customers, except as required by law. Nonpublic, personal information includes any information about you that you or someone else has provided to us and that is not publicly available as well as information about your interactions with us. This includes:

Lucky Napkin is also committed to preventing others from gaining unauthorized access to your customer information, and we enforce our privacy policies through the use of processes, procedures, and technology specifically designed to ensure the confidentiality of your personal information.

In addition, we restrict access to your information by our employees and agents to that of business purposes only. Agents may include third parties who help service your account or help provide our products and services to you. We may also enter into joint marketing arrangements with other parties to make you aware of products or services we think you might be interested in. We require any party who has access to your information to maintain the confidentiality of the information and not use it for their own purposes.

If you specifically request us to provide nonpublic personal information to anyone, such as investors or other lenders, we will provide the information only upon your written or verified email authorization.

About Cookies
A cookie is a small text file containing information that a Web site stores on your computer’s hard disk so the site can remember something about you at a later time. Cookies can make a Web site more useful by allowing the site to personalize information for visitors and by storing information about user preferences on a particular site so that the user does not have to re-enter information, etc., each time he or she returns to the site. The use of cookies is an industry standard, and many major Web sites use them to provide useful features for their customers. The cookie information does not include personal data such as name, age, phone number, e-mail address or mailing address.

Most browsers are automatically set up to accept cookies. If you would prefer, you can set your browser to reject cookies. However, you might not be able to use certain features on the site.

Log Files
Lucky Napkin uses software to analyze traffic to this Web site in order to help us understand our customers’ and visitors’ needs and to continually improve our site for them. The data they collect on our behalf may include search engine referral, affiliate referrals, traffic driven by banner ads or other online promotions, how visitors navigate around the site, and the most popular pages. We also collect certain technical information, such as the browser version and operating system. This software collects only anonymous, aggregate statistics. For example, we do not tie a specific visit to a specific IP address and we do not correlate this tracking with personally identifiable information.

Receiving E-mail from Lucky Napkin
Lucky Napkin does not send unsolicited e-mail. When you provide your e-mail address to us, it is under the explicit understanding that you want to receive information from us. When you submit a request for information, Lucky Napkin may send you an automatic response confirming your submission. In addition, we may contact you from time to time (or have our partners or vendors contact you in our behalf) for the purpose of informing you about Lucky Napkin products, services and programs.

Each e-mail sent by Lucky Napkin contains a link that provides access to a simple automated facility to opt out of future e-mails from us. If you wish to opt out of additional e-mail communications, and no longer have the e-mail with the link, you can opt yourself out at http://www.luckynapkin.com/opt-out.html.

Contacting the Web Site
If you have any questions about this privacy statement, the practices of this site or your dealings with this Web site, please contact us at customerservice@luckynapkin.com.